Question 8

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Disability insurance is often overlooked, but it's one of the most important types of insurance for working professionals. Whether you're employed in a physically demanding job or an office environment, the risk of injury or illness can always interrupt your ability to earn a living.

Disability insurance provides income replacement when you can no longer work due to injury or illness, ensuring that your financial obligations, like mortgage payments or other bills, can still be met. For those who rely heavily on their income to support themselves or their families, disability insurance is essential.

What is the primary purpose of disability insurance?

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